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UnitedHealthcare (UHC) is dedicated to helping people live healthier lives and making the health system work better for everyone. We serve millions of people from their earliest years through their working lives and through retirement.

UHC Rates

Health Plans

UHC will offer 3 health plans for 2021: Base Plan, Buy-Up Plan, and a Copay Plan. All plans are available with Employee, Employee + Spouse, Employee + Children, or Family coverage. Visit UnitedHealthcare for more specific information about your medical coverage.

  • Buy-Up Plan (Single)

    • Calendar Year Deductible – $1,500 In-Network; $3,000 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 0% In-Network; 20% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays 0% In-Network; 0% Out-of-Network
    • Max Out-of-Pocket – $1,500 In-Network; $6,000 Out-of-Network
  • Buy-Up Plan (Employee+Spouse, Employee+Children, Family)

    • Calendar Year Deductible – $3,000 In-Network; $6,000 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 0% In-Network; 20% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays 0% In-Network; 0% Out-of-Network
    • Max Out-of-Pocket – $3,000 In-Network; $12,000 Out-of-Network
  • Base Plan (Single)

    • Calendar Year Deductible – $1,250 In-Network; $2,500 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays 20%/30%/50% In-Network; 20%/30%/50% Out-of-Network
    • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network
  • Base Plan (Employee+Spouse, Employee+Children, Family)

    • Calendar Year Deductible – $2,500 In-Network; $5,000 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays 20%/30%/50% In-Network; 20%/30%/50% Out-of-Network
    • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network
  • Copay Plan (Single)

    • Calendar Year Deductible – $2,000 In-Network; $4,000 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays $15/$40/50% In-Network; $15/$40/50% Out-of-Network
    • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network
  • Copay Plan (Employee+Spouse, Employee+Children, Family)

    • Calendar Year Deductible – $4,000 In-Network; $8,000 Out-of-Network
    • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
    • Prescription (After Deductible Met) – Employee Pays $15/$40/50% In-Network; $15/$40/50% Out-of-Network
    • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network

Summary/Coverage of Benefits Coverage

Frequently Asked Questions

How can I find out information on my deductible or UHC Tools?

 
Please explain the difference between the Base, Buy-up, and CoPay plan?
 
 
How does the prescription coverage work?
 
 
How much will it cost for me to add my family or children or spouse to my plan?
 
 

Please explain the terms deductible, copay, and out of pocket maximum and how they work with our plans.

 

 

Who can I call if I have a problem with a claim?

 

 
How do I access the $200 annual wellness incentive?
 

 

Questions and Concerns

Please be sure to read your enrollment guide carefully and contact the Risk Management Department if you have any questions.

Risk Management
850.833.3190

 


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